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Credit Operations / Analyst :- Retail

  • BFSI
  • Indore
  • Salary: 2 Lpa to 4 Lpa

Website One of the Leading Financial Services

One of the Leading Financial Services

· Perform Process of credit assessment of all retail loan proposals including Home loan, LAP, Business loan, Personal loan, Balance transfer, as assigned.

·Evaluating clients’ documents and financial statements in order to determine eligibility of proposal

·Analyzing clients’ bank statement & repayment records

·Reporting pending documents as per check list to client or sourcing staff

·Coordinate with banks to assess, login and approve the case in lowest turnaround time

·Making visit along with banker to client office or factory

·Getting the valuation done from banks’ empanelled valuer

·Getting the search done from banks’ empanelled advocate

·Discussion with banker for sanction terms and conditions.

·Disbursement of case in coordination with banker and client

·Achieve monthly and annual targets.

·Coach, mentor and train all staff in product knowledge, compliance, techniques and best practices including how to utilize and follow the standard operation procedures.

·Provide support and guidance to the Loans Originations teams by providing accurate and timely responses and ensuring that underwriting and processing are meeting the service level requirements with the sales team.

·Responsible for submitting daily review report.

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